The CIBIL score plays a vital role in the lender’s decision whether or not to lend you the money. You must have a good credit score to get loan approvals and good interest rates from credible lenders. Keep on reading to learn how to check CIBIL score online.
CIBIL score is a number attributed to your financial behavior based on the history of your financial activities. This 3-digit score ranging from 300-900, is determined by the credit rating bureau, TransUnion CIBIL. Also known as credit score, it is an extremely important attribute that reflects your creditworthiness. According to the CIBIL standard, a score of above 700 is a good CIBIL score. Your credit score can make or break your financial status and deducts if you have the potential to repay loans. So, if you are planning to apply for a loan, you must know how to check CIBIL score.
How to check CIBIL score online?
It is quite easy to check CIBIL score free online by PAN number. You can check it on the official CIBIL website. Or you can also opt to check your CIBIL score through the website of banks, NBFCs, or loan aggregator companies like Buddy Score. Click here to check your CIBIL score.
The CIBIL website offers three different subscription plans:
Basic 1-month plan priced at Rs. 550
Standard 6-month plan priced at Rs. 800
Premium 12-month plan Rs. 1200
All three plans offer the following features:
Unlimited access to the CIBIL dashboard for regular updates of your CIBIL score and report.
Score Simulator to find out how your credit actions can impact your CIBIL score.
Personalized loan offers based on your CIBIL score.
The Standard and Premium plans have an additional feature of 24×7 credit monitoring with CIBIL alerts.
You can get monthly CIBIL reports and keep track of your financial health. Here is a guide on how to check CIBIL score online using the CIBIL website.
Step 1: Go to the official CIBIL website and click on “Get your CIBIL score”.
Step 2: You will be redirected to their subscription page. Click on “Get Started” and create an account.
Step 3: Enter the details – email address, name, ID proofs, date of birth, and phone number. Then click on “Continue”.
Step 4: Verify your account by entering the OTP that you will receive on your registered mobile number. Click on “Continue”.
Step 5: After account verification, pay your chosen fee, and you will be able to access your CIBIL score.
How to check CIBIL score for free online by PAN number?
If your want to check CIBIL score free online by PAN number, here’s a step-by-step guide to doing that.
Step 1: Head over to the Buddy Loan’s website and click on “check free credit score.” It will redirect you to the Buddy Score page.
Step 2: Enter all the information including your name, email address, date of birth, gender, residential pin code, mobile number, and PAN number.
Step 4: Now, click on “Check free credit score,” and you will receive your credit score.
Given that the CIBIL score is very important to your financial health and status, it is best to keep track of your CIBIL score. Building a good credit score is not an overnight process. It takes years of financial discipline to improve your credit score. But with patience and proper planning, you can definitely achieve a good CIBIL score.
Now that you know how to check CIBIL score online for free, use it to take your score to a decent level with frequent monitoring.
Build a stable financial practice with Buddy Score any time and get your free credit score. If you have any queries, please feel free to contact us at email@example.com.
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